Chauffeurplan
What is Chauffeurplan?
For anyone who relies on their car Chauffeurplan* is a must have insurance policy. You may think that your car insurance will cover you for most eventualities, but what if you were disqualified for speeding or under the totting up rule? What if you were unable to drive because of an accidental injury or if your car was stolen, vandalised or involved in an accident?
Your standard car insurance may not cover these areas and for anyone who relies on their car, be it for personal or business use, this could mean loss of freedom, independence and income if you have to drive for work.
What will I be covered for?
Chauffeurplan will cover the costs of the hire of a car, pay for taxis, or pay for someone to drive you around, whatever it takes to get you from A to B. The policy covers you for four main areas, they are:
Disqualification:
Up to £15,600 for up to 1 year (that's £300 a week) if you are disqualified for speeding or under the totting up rule PLUS £100 towards your legal costs when defending a disqualification charge.
Accidental Injury:
Up to £300 a week - for up to 1 year, if you suffer an injury whether at work, at home or in the car. A 7 day excess applies.
Car Hire:
Car Hire costs for up to 28 days if your car has been stolen, vandalised or involved in an accident, anywhere in Europe. A two day excess applies.
Emergency Travel & Accommodation:
Up to £1,200 to cover the cost of hotel accommodation and transport home if you are stranded after an accident, anywhere in Europe.
Chauffeurplan cover is guaranteed if you are aged 21 or over, hold and have held a current valid full UK driving licence for a period of at least two years and have seven or less points on your licence, current and pending.**
How much does it cost?
Chauffeurplan offers four levels of cover. This makes it easier for you to choose the right level of cover depending on your requirements.
Premiums start from as little as £7.15 a month, compare this to the cost of loss of income, should the unthinkable happen and you are left without transport, and you too will agree that this is an invaluable policy. For more information contact; T S Uttley & Son Insurance Brokers.
* Chauffeurplan is run by Longford Insurance Schemes, who have been keeping motorists on the road and in the driving seat for over 30 years. Longford Insurance Schemes is authorised and regulated by the financial service authority.
** Chauffeurplan cover applies whilst driving any car you are legally entitled to drive. Cover does not apply to Motorcycles. Cover for Car Hire and Emergency Travel is conditional on the incident being the subject of a Motor Insurance Claim and does not apply as the result of fire, mechanical fault or breakdown. Chauffeurplan does not cover disqualification imposed as a direct result of drink or drug related offences or for dangerous, reckless, careless or inconsiderate driving. You are not covered for totting up disqualification benefits if you have more than seven points on your licence, current and pending, when you apply. Cover is not available to Taxi or minicab drivers.